Legal Notice

1. Identification of the site owner

In compliance with Article 10 of Spanish Law 34/2002, on Information Society Services and Electronic Commerce (LSSI-CE), the following details are provided:

• Owner: Alberto Jose Lizcano Orozco
• Tax ID (NIF): 61673534T
• Address: Carrer de Vicente Chulia Campos 1
• Contact email: alberto@albertojlizcano.com
• Activity: Consulting, coaching, and training in business and investment.

2. Purpose

This website (hereinafter, "the Site"), accessible at albertojlizcano.com, is intended for the professional presentation of Alberto Jose Lizcano Orozco and the dissemination of information about his consulting, coaching, and training services, as well as editorial content on financial analysis and education.

The Site does not, under any circumstances, constitute a platform for contracting investment services, portfolio management, or personalized financial advice.

3. Terms of use

Access to and use of the Site confers the status of user and implies acceptance of the terms set out in this Legal Notice. The user agrees to make appropriate use of the Site's content and services and not to use them to engage in unlawful activities or activities contrary to good faith and the applicable legal order.

4. Intellectual and industrial property

All content on the Site (text, images, trademarks, logos, design, source code) is the property of Alberto Jose Lizcano Orozco or of third parties who have authorized its use, and is protected by intellectual and industrial property law. Reproduction, distribution, or transformation without express authorization is prohibited, except for personal, non-commercial use.

5. Liability disclaimer

Alberto Jose Lizcano Orozco is not liable for any damages arising from interference, interruptions, computer viruses, telephone failures, or disconnections affecting the operation of the Site, nor for delays or blockages caused by deficiencies or overloads on the internet or other electronic systems.

The editorial content, analysis, and articles on the Site (Insights section) are provided for informational and educational purposes only. They do not constitute investment recommendations, personalized financial advice, or an offer to buy or sell any financial instrument. The owner does not guarantee the accuracy, completeness, or currency of such information, and assumes no liability for decisions made on the basis of it.

6. External links

The Site may contain links to third-party websites (social media, booking tools, external services). Alberto Jose Lizcano Orozco assumes no responsibility for the content, privacy policies, or practices of such third-party sites.

7. Applicable law and jurisdiction

These terms are governed by Spanish law. For the resolution of any dispute arising from access to or use of the Site, the parties submit to the competent Courts and Tribunals as provided by law.